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Santa Ana Downpayment Assistance Program

California

Available Assistance

Santa Ana’s Downpayment Assistance Loan Program provides eligible applicants up to $40,000 to be put toward the down payment on their new home. These funds are available on a first-come, first-served basis, in the form of a zero-interest loan. These assistance funds for properties being purchased that will be owner-occupied.

Eligibility Requirements

There are certain requirements that must be met to qualify for the program. Only first-time homebuyers are considered eligible for Santa Ana’s Downpayment Assistance Loan Program, which means that anyone who has owned a home in the last three years cannot qualify for assistance. They must be pre-qualified for a first mortgage, and have acceptable credit history. An applicant’s household annual income must fall at or below 80 percent of area median income, as published annually by HUD (Limits shown below).

Property Guidelines

Any home being purchased must be located in Santa Ana, and cannot exceed the program’s maximum purchase price of $499,000 for a new or existing home/condo.

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