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Romeoville Assist Program

Illinois

Available Assistance

In addition to the MCC program that reduces the homebuyer’s ongoing cost of borrowing, the Assist Program offers applicants 3 percent of the loan amount to be put toward covering the down payment and closing costs aVissociated with the mortgage. These funds come in the form of grant, in conjunction with a FHA/VA/RD, 30-year, fixed rate first mortgage.

Eligibility Requirements

In order to be considered eligible for the Assist Program, all applicants need to meet certain requirements. The program is only available for first-time homebuyers; individuals who have owned a home in the last three years, or those looking to refinance are cannot qualify. Applicants’ annual household income must also fall within the program’s income limits, which vary based on household size, and whether the home is located in a targeted or non-targeted area (limits shown below).

Property Guidelines

Any property being purchased must serve as the applicant’s primary residence, and must not exceed the program’s maximum purchase price limits (Non-Targeted area: $344,819; Targeted area: $421,446). Eligible property types include new or existing, owner-occupied single family homes, townhomes and condominiums.

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