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Riverside Down Payment Assistance Program

California

Available Assistance

The Riverside Down Payment Assistance Program is awarded to applicants in the form of an interest-free, 30-year deferred loan of up to $50,000, or 25% of the sales price, whichever is less. There are no monthly payments on this loan for 30 years, unless applicants decide to sell, transfer, refinance or convert the purchased home into a rental property.

Eligibility Requirements

To be considered eligible for the Riverside Down Payment Assistance Program, all applicants need to meet certain requirements. All applicants must be classified as first-time homebuyers, which means any person who has owned a home in the last three years does not qualify. They must have a combined household income that falls under 80 percent of the area median income for Riverside County (Program limits shown below). The program requires that all applicants have a FICO Score of at least 580, and be able to contribute at least 1 percent of the purchase price toward the down payment from their own liquid assets.

Property Guidelines

Under the program, the home being purchased must serve as the applicant’s primary residence, and cannot exceed the sale price of $355,500. Eligible properties include single-family homes, townhomes/condominiums, and manufactured homes located in Riverside city limits.

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