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REI Down Payment Assistance Program

Oklahoma

Available Assistance

Assistance comes in the form of a gift that borrowers do not have to pay back. This is a true gift, with no requirement to repay the amount in the case of sale or refinance, and no requirement to stay in the home for a certain number of years.

Eligibility Requirements

In order to be considered eligible for the REI Down Payment Assistance Program, all borrowers must meet certain requirements. Applicants must fall within the program’s income limits, based on qualifying income and household size. Regardless of first mortgage type, they must have a qualifying credit score of at least 640, and a debt-to-income ratio of 45 percent. While there is no first-time homebuyer requirement, it is mandatory that any property being purchased serves as a primary residence for the applicants. Fannie Mae HFA Preferred borrowers cannot have any individual or joint ownership interest in any other residential properties.

Property Guidelines

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