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Normal Homebuyer’s Down Payment Assistance Program

Illinois

Available Assistance

The program provides applicants up to a $3,000 grant, to be put toward the down payment and related closing costs included in the mortgage transaction. Upon receiving the assistance, a second mortgage will be placed on the applicant’s home. This loan comes with no interest, and no monthly payments. 20 percent of the loan amount will be forgiven each year that the applicant occupies the house; the amount is forgiven entirely within 5 years.

Eligibility Requirements

Unlike most down payment assistance programs, this one does not come with a first-time homebuyer requirement. It is however, restricted to those individuals who fall under the program’s maximum income limits, based on household size (shown below). Any home being purchased with program funds must serve as the applicant’s primary residence, and be located in the Town of Normal. Mobile homes are not eligible under the program.

Property Guidelines

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