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Movin’ Up Program

West Virginia

Available Assistance

The West Virginia Housing Development Fund aims to help moderate-income individuals achieve their dreams of homeownership via the Movin’ Up Program. The program is not restricted to first-time homebuyers; it is designed for those who have outgrown their current home or just want to make a change.In addition to a home loan with an interest rate of 4.25 percent/4.751 percent APR, the Movin’ Up program offers potential buyers two option of Down Payment Assistance. $5,000 for loans with a loan-to-value ratio greater than 90 percent of the purchase price, OR $8,000 for loans with a loan-to-value ratio less than 90 percent of the purchase price.

Eligibility Requirements

Homes being purchased must be located in the state of West Virginia.The Movin’ Up program only finances single-family structures, townhomes and units in approved Planned Unit Developments (PUDs) or condominiums and new multi-sectional manufactured homes.Depending on lender specifications, applicants must secure mortgage insurance. The West Virginia Housing Development Fund accepts all types of insurance, including FHA, VA, RD and private mortgage insurance.

Property Guidelines

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