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Louisville Down Payment Assistance Program

Kentucky

Available Assistance

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Eligibility Requirements

The Homebuyer Assistance Program is available to any individual who is looking to purchase an existing or newly-constructed home in the Louisville Metro area. All borrowers’ annual household income must fall at under 80 percent of the area median income (AMI), adjusted for household size (limits shown below). All applicants must be approved for a qualifying first mortgage from a local financial institution, and be credit qualified. Borrowers with more than $15,000 in liquid assets cannot qualify for the program, as it is meant to help households in need of assistance. Additionally, they must complete a homeownership education course from a HUD Certified Counseling Agency.

Property Guidelines

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