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Keystone Advantage Assistance Loan Program

Pennsylvania

Available Assistance

All applicants of the Keystone program must have a minimum credit score of 660.Assistance can only be used for the minimum required down payment and/or closing costs.The minimum loan amount is $500.The applicants’ liquid assets cannot be greater than $50,000 after deducting the funds needed to close on the loan. Liquid assets include cash and funds in checking and savings accounts, stocks, bonds, certificates of deposit and similar liquid accounts. Funds from retirement accounts such as 401(k)s, IRAs and pension funds will only be considered if they can be withdrawn without a penalty due to borrower meeting age requirement and/or being retired.

Eligibility Requirements

The Keystone Advantage Assistance program cannot be combined with any other PHFA assistance program, with the exception of the Access Modification Loan Program. Keystone Advantage Assistance loans can be used on Conventional, FHA, VA or RD loans. All applicable FHA, VA or RD loan underwriting requirements apply, including loan-to-value and down payment requirements.

Property Guidelines

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