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Home$tart and Home$tart Plus Programs

Iowa

Available Assistance

Individuals participating in the Home$tart Program may receive up to $7,500 in the form of a grant, while Home$tart Plus participants receive up to $15,000. These funds can be put toward covering some or all of the down payment and closing costs associated with a mortgage transaction, or the cost of property rehabilitation. Home$tart or Home$tart Plus funds may not be used to pay for moving costs. Funds are made available to members on a first-come, first served basis, subject to availability.

Eligibility Requirements

Home$tart and Home$tart Plus are programs available to qualifying homebuyers, who fall at or under 80 percent of the area median income (limits shown below). They must meet all lender guidelines and qualify for a first mortgage. Additionally, any first-time homebuyers participating in either program are required to complete a homebuyer education class.

Property Guidelines

Any home being purchased under the Home$tart or Home$tart Plus program must serve as the applicant’s primary residence. While there are no neighborhood restrictions, eligible properties include single-family homes, manufactured homes, condominiums, and townhomes.

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