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HomeChoice Down Payment Assistance Program

Washington

Available Assistance

The HomeChoice Program offers eligible applicants a payment-deferred, second mortgage. This loan comes with a 1 percent interest rate and provides up to $15,000 to be used for down payment and closing costs. Payments are deferred for 30 years, or until the home is sold, or refinanced. HomeChoice is used in conjunction with the House Key and Home Advantage first mortgage loan programs.

Eligibility Requirements

The HomeChoice program is only available to individuals who have a disability or who have a family member with a disability living with them. All applicants must be first-time homebuyers unless they are purchasing a home in a Target Area, in which case it isnโ€™t a requirement. It is mandatory that all borrowers attend and complete a free Homebuyer Education Seminar, referred by the HomeChoice Lender.

Property Guidelines

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