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Homebuyer Incentive Program (HIP)

New York

Available Assistance

In order to be considered eligible for the Homebuyer Incentive Program, TRIP requires that all applicants must be first-time homebuyers, fall under 80 percent of the area median income, and show a minimum of $1,500 in savings at the time of applying. They must have completed the pre-purchase program before applying for down payment assistance. Applicants cannot have a purchase contract on a home at the time of application and must be willing to sign 10-year grant enforcement.

Eligibility Requirements

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Property Guidelines

Any home being purchased must be owner-occupied and have one or two units. The property’s purchase price must not exceed 95 percent of the median purchase price for the Capital Region as defined by HUD and must be located in the City of Troy. The property must be inspected for Code Compliance & Lead-Based Paint Hazards.

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