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HOME Foundation Buyers Assistance Grant

Oregon

Available Assistance

To qualify for the program, all applicants must meet certain requirements. The program is only available to first-time homebuyers who have not owned a home in the past three years. They must be pre-approved for a conventional or government insured/guaranteed home loan. The buyers’ household income should not exceed the State of Oregon Median Income, $64,600, and they must contribute at least $500 of their own funds. Applicants are required to attend and complete the Realizing the American Dream Homebuyer Education class, given by ACCESS at one of the campuses of the Rogue Community College, or the eHome America online alternative class available at www.ehomeamerica.org. They must also meet with a Certified Homeownership Counselor at ACCESS within the last 12 months.

Eligibility Requirements

Once a buyer has completed the homebuyer education course and met with a counselor at ACCESS, he/she can apply for the HOME Foundation Buyers Assistance Grant. They must work with lenders and real estate agents who are active members of the Southern Oregon Multiple Listing Service, who pre-approve them for a qualified mortgage and submit the application to ACCESS on the buyer’s behalf.

Property Guidelines

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