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Home Flex Plus

New Hampshire

Available Assistance

New Hampshire’s Home Flex Plus offers up to 3 percent of loan amounts in the form of cash funds, in order to help homebuyers afford the upfront costs of their new property. The available funds can be put toward the down payment, closing costs, and prepaid items associated with purchasing a home. With the Home Flex Plus program, there is no requirement to repay the cash assistance. The program offers flexible underwriting criteria as well as government insurance and may be used for purchasing or refinancing a home. There are no rate adjustments for credit or other overlays.

Eligibility Requirements

In addition the guidelines for the Home Flex mortgage program, Home Flex Plus applicants must meet certain requirements to be considered eligible. All applicants must complete a homebuyer education course and have a minimum credit score of 620. Regardless of county or family size, their annual household income must fall within the program’s maximum limit of $116,300 (Note: This amount was accurate at the time of publication and may no longer be current - visit the program website for updated information).

Property Guidelines

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