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Home at Last Access Down Payment Assistance Grant

Nevada

Available Assistance

The program offers different grant options which provide borrowers with up to $22,600 in down payment assistance. Applicants with FHA, VA, and USDA-RD loans have down payment options ranging from 2 to 5 percent of their loan amount (depending on the loan type). For applicants with the Fannie Mae HFA Preferred Conventional loan, the down payment options are either 3, 4, or 5 percent of the loan amount.

Eligibility Requirements

In order to be considered eligible for the Hole At Last Applicants must meet credit score requirements. FHA, VA, and USDA-RD loans require a minimum credit score of 640 (or 680 for manufactured homes). Fannie Mae HFA Preferred Conventional loan requires a minimum credit score ranges from 640 to 680 (depending on property type and loan-to-value). All applicants must fall under the program's $95,500 income limit.

Property Guidelines

Applicants must meet property requirements for FHA, VA, and USDA-RD loans (manufactured homes, condos, townhomes, and 2-4 family units are eligible, subject to FHA, VA and USDA requirements) and Fannie Mae HFA Preferred Conventional loans (manufactured homes, condos, townhomes, and 2-4 family units are eligible with a maximum 95% loan-to-value).

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