fbpx

Hardest Hit Fund Down Payment Assistance

Florida

Available Assistance

The DPA Program provides applicants with up to $15,000 in assistance funds in the form of a forgivable, zero-interest second mortgage. 20 percent of the loan amount is forgiven each year for five years, after which the mortgage is forgiven entirely. However, in the case of refinance, sale, short-sale, or foreclosure of the home, or if it no longer serves as the borrower’s primary residence, the loan must be repaid.

Eligibility Requirements

To be considered eligible for the Program, all applicants must meet certain requirements. Borrowers and their spouses (occupant and non-occupant) must be first-time homebuyers and permanent residents of the U.S. Their annual household income must fall within program guidelines (shown below), and they must successfully complete a Program-approved pre-purchase homebuyer education course. All applicants must have a FICO mid score of at least 640 and a debt-to-income ratio no higher than 45 percent.

Property Guidelines

Any home being purchased with DPA Program funds must serve as the borrower’s principal residence, and be occupied within 60 days of the mortgage closing. New or existing detached or attached homes with one to four units, condominiums, and townhomes are eligible properties as long as they do not exceed the program’s maximum purchase price, $253,809.

320033200432006320073200832009320113201332024320253202632030320333203432035320383204032041320423204332044320463205032052320533205432055320563205832059320603206132062320633206432065320663206732068320713207232073320793208032081320823208332084320853208632087320913209232094320953209632097320993210232105321103211132112321133211432115321163211732118321193212032121321223212332124321253212632127321283212932130321313213232133321343213532136321373213832139321403214132142321433214532147321483214932157321583215932160321623216332164321683216932170321733217432175321763217732178321793218032181321823218332185321873218932190321923219332195321983220132202322033220432205322063220732208322093221032211322123221432216322173221832219322203222132222322233222432225322263222732228322293223132232322333223432235322363223732238322393224032241322443224532246322473225032254322553225632257322583225932260322663227732301323023230332304323053230632307323083230932310323113231232313323143231532316323173231832320323213232232323323243232632327323283232932330323313233232333323343233532336323373234032341323433234432345323463234732348323503235132352323533235532356323573235832359323603236132362323953239932401324023240332404324053240632407324083240932410324113241232413324173242032421324223242332424324253242632427324283243032431324323243332434324353243732438324393244032442324433244432445324463244732448324493245232455324563245732459324603246132462324633246432465324663250132502325033250432505325063250732508325093251132512325133251432516325203252132522325233252432526325303253132533325343253532536325373253832539325403254132542325443254732548325493255032559325603256132562325633256432565325663256732568325693257032571325723257732578325793258032583325883259132601326023260332604326053260632607326083260932610326113261232614326153261632617326183261932621326223262532626326273262832631326333263432635326393264032641326433264432648326533265432655326563265832662326633266432666326673266832669326803268132683326863269232693326943269632697327013270232703327043270632707327083270932710327123271332714327153271632718327193272032721327223272332724327253272632727327283273032732327333273532736327383273932744327453274632747327503275132752327533275432756327573275932762327633276432765327663276732768327713277232773327743277532776327773277832779327803278132783327843278932790327913279232793327943279532796327983279932801328023280332804328053280632807328083280932810328113281232814328153281632817328183281932820328213282232824328253282632827328283282932830328313283232833328343283532836328373283932853328543285532856328573285832859328603286132862328673286832869328723287732878328853288632887328913289632897328993290132902329033290432905329063290732908329093291032911329123291932920329223292332924329253292632927329313293232934329353293632937329403294132948329493295032951329523295332954329553295632957329583295932960329613296232963329643296532966329673296832969329703297132976329783300133002330043300833009330103301133012330133301433015330163301733018330193302033021330223302333024330253302633026330273302833029330303303133032330333303433035330363303733039330403304133042330433304533050330513305233054330553305633060330613306233063330643306533066330673306833069330703307133072330733307433075330763307733081330823308333084330903309233093330973310133102331063310933111331123311433116331193312233124331253312633127331283312933130331313313233133331343313533136331373313833139331403314133142331433314433145331463314733149331503315133152331533315433155331563315733158331603316133162331633316433165331663316733168331693317033172331733317433175331763317733178331793318033181331823318333184331853318633187331883318933190331913319233193331943319533196331973319833199332063322233231332333323433238332393324233243332453324733255332563325733261332653326633269332803328333296332993330133302333033330433305333063330733308333093331033311333123331333314333153331633317333183331933320333213332233323333243332533326333273332833329333303333133332333343333533336333373333833339333403334533346333483334933351333553335933388333943340133402334033340433405334063340733408334093341033411334113341233412334133341433414334153341633417334183341933420334213342233424334253342633427334283342933430334313343233433334343343533436334373343833440334413344233443334443344533446334483344933454334553345833459334603346133462334633346433465334663346733468334693347033471334723347333474334753347633477334783348033481334823348333484334863348733488334933349633497334983349933503335083350933510335113351333514335213352333524335253352633527335303353433537335383353933540335413354233543335443354533547335483354933550335563355833559335633356433565335663356733568335693357033571335723357333574335753357633578335793358333584335853358633587335923359333594335953359633597335983360133602336033360433605336063360733608336093361033611336123361333614336153361633617336183361933620336213362233623336243362533626336293363033631336333363433635336373364633647336503365533660336613366233663336643367233673336743367533677336793368033681336823368433685336863368733688336893369433701337023370333704337053370633707337083370933710337113371233713337143371533716337293373033731337323373333734337363373833740337413374233743337443374733755337563375733758337593376033761337623376333764337653376633767337693377033771337723377333774337753377633777337783377933780337813378233784337853378633801338023380333804338053380633807338093381033811338123381333815338203382333825338263382733830338313383433835338363383733838338393384033841338433384433845338463384733848338493385033851338523385333854338553385633857338583385933860338623386333865338673386833870338713387233873338753387633877338803388133882338833388433885338883389033896338973389833901339023390333904339053390633907339083390933910339113391233913339143391533916339173391833919339203392133922339243392733928339293393033931339323393533936339383394433945339463394733948339493395033951339523395333954339553395633957339603396533966339673397033971339723397333974339753397633980339813398233983339903399133993339943410134102341033410434105341063410734108341093411034112341133411434116341173411934120341333413434135341363413734138341393414034141341423414334145341463420134202342033420434205342063420734208342093421034211342123421534216342173421834219342203422134222342233422434228342293423034231342323423334234342353423634237342383423934240342413424234243342493425034251342603426434265342663426734268342693427034272342743427534276342773427834280342813428234284342853428634287342883428934290342913429234293342953442034421344233442834429344303443134432344333443434436344413444234445344463444734448344493445034451344523445334460344613446434465344703447134472344733447434475344763447734478344793448034481344823448334484344873448834489344913449234498346013460234603346043460534606346073460834609346103461134613346143463634637346383463934652346533465434655346563466034661346673466834669346733467434677346793468034681346823468334684346853468834689346903469134692346953469734698347053471134712347133471434715347293473134734347363473734739347403474134742347433474434745347463474734748347493475334755347563475834759347603476134762347693477034771347723477334777347783478534786347873478834789347973494534946349473494834949349503495134952349533495434956349573495834972349733497434979349813498234983349843498534986349873498834990349913499234994349953499634997

0%
You Are Almost There! Thanks For The Support 😄

Get Pre-Approved Today With A Lender That will WORK FOR YOU!

0%
You Are Almost There! Thanks For The Support 😄

Get Your FREE Credit Score!

Confirm your credit scores to get your grant results, absolutely free and no effect on your credit.

0%
You Are Almost There! Thanks For The Support 😄

Get financial support for you and your family!

Be sure to take advantage of exclusive resources and benefits for you and your family below!

0%
You Are Almost There! Thanks For The Support 😄

See your state housing grant programs!

There is plenty of money available to help pay for rent, bills, and utilities.

0%
You Are Almost There! Thanks For The Support 😄

Find Business and Education Grants!

There are plenty of govt grants to pay for a new business or education.

0%
You Are Done! Thanks For The Support 😄

Here are your Results!

Learn more about your state’s grant programs or go back to take advantage of today’s offers and benefits! Also be sure to check your email daily for our exclusive money hacks and newsletter updates.