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Hardest Hit Fund Down Payment Assistance

Kentucky

Available Assistance

HHF DAP provides eligible individuals with up to $10,000 in down payment assistance, to help them achieve their dreams of homeownership. The down payment assistance comes in the form of a zero-interest, forgivable second mortgage loan with a 5-year term.

Eligibility Requirements

In order to be considered eligible for HHF DAP, applicants must be first-time home buyers (any individual who has owned a home in the last three years is not eligible). Borrowers are required to provide the last 3 years of federal tax returns or tax transcripts to prove eligibility. Completion of a pre-purchase homebuyer education is mandatory, and all applicants must secure the Dodd-Frank Certification. Secondary Market Purchase Price and Income Limits apply. The property being purchased must be located in Christian, Hardin, Jefferson, or Kenton County. New construction homes are not eligible, which means the property must have previously been occupied.

Property Guidelines

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