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Delaware County Homeownership First Program

Pennsylvania

Available Assistance

Each borrower is evaluated based upon income, credit history, and available assets, but there are certain requirements that all applicants must meet to be eligible for the Homeownership First Program.Applicants must be first-time homebuyers; someone who has not owned a home in the last three years.Borrowers are also required to pay a minimum of $1,000 toward the purchase of the home.They must also complete a mandatory eight hours of group homeownership counseling, and a minimum of one individual counseling session. A Certificate of Achievement for the successful completion of the homeownership counseling will be issued once the client establishes good credit and completes all items identified in their Action Plan.

Eligibility Requirements

Applicants can be approved for single family, residential, owner occupied houses (detached, twin, rowhouse, townhouse or apt. condominium) which are in compliance with county housing quality standards. The maximum sale price on the home cannot exceed $218,000, and the property must fall within the county limits.

Property Guidelines

Aston Township, Bethel Township, Brookhaven Borough, Chadds Ford Township, Chester Heights Borough, Concord Township, Edgmont Township, Marple Township, Media Borough, Middletown Township, Nether Providence Township, Newtown Township, Radnor Township, Rose Valley Borough, Springfield Township, Swarthmore Borough, Thornbury Township, Upper Chichester Township, and Upper Providence Township

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